Bilal Hameed, Illinois real estate broker, License #475.219071
Affiliated with Crosstown Realtors Inc. · 1455 W Irving Park Rd, Chicago, IL 60613
Chicago neighborhoods • Home-buying tools • Illinois closings

Chicago Real Estate, Without the Friction.

Learn the neighborhoods, see what you can afford, and follow how an Illinois closing works, one step at a time. Plain words, no pressure.

Belvi logo: a gold arched window with the Chicago skyline
Bilal Hameed, Illinois real estate broker, License #475.219071
Affiliated with Crosstown Realtors Inc.
ChaiBoy, Bilal's golden toy poodle

Real municipal boundaries, plain-words guides and honest math. Nothing here asks you to sign up to look around.

Equal Housing Opportunity

Chicago Neighborhood Map

Chicago Neighborhood Map

Open the map on its own page

Chicago’s 77 official community areas. Zoom in to see the City’s 98 smaller neighborhoods. Pinch with two fingers, or use + and −. Drag to move. Tap a place to see it. The streets and the lake take a moment to appear.

Map of Chicago's community areas and neighborhoods. The same places are in the list below the map. Rogers ParkWest RidgeUptownLincoln SquareNorth CenterLake ViewLincoln ParkNear North SideEdison ParkNorwood ParkJefferson ParkForest GlenNorth ParkAlbany ParkPortage ParkIrving ParkDunningMontclareBelmont CraginHermosaAvondaleLogan SquareHumboldt ParkWest TownAustinWest Garfield ParkEast Garfield ParkNear West SideNorth LawndaleSouth LawndaleLower West SideLoopNear South SideArmour SquareDouglasOaklandFuller ParkGrand BoulevardKenwoodWashington ParkHyde ParkWoodlawnSouth ShoreChathamAvalon ParkSouth ChicagoBurnsideCalumet HeightsRoselandPullmanSouth DeeringEast SideWest PullmanRiverdaleHegewischGarfield RidgeArcher HeightsBrighton ParkMcKinley ParkBridgeportNew CityWest ElsdonGage ParkClearingWest LawnChicago LawnWest EnglewoodEnglewoodGreater Grand CrossingAshburnAuburn GreshamBeverlyWashington HeightsMount GreenwoodMorgan ParkO'HareEdgewater Albany ParkAndersonvilleArcher HeightsArmour SquareAshburnAuburn GreshamAustinAvalon ParkAvondaleBelmont CraginBeverlyBoystownBridgeportBrighton ParkBucktownBurnsideCalumet HeightsChathamChicago LawnChinatownClearingDouglasDunningEast SideEast VillageEdgewaterEdison ParkEnglewoodFuller ParkGage ParkGalewoodGarfield ParkGarfield RidgeGold CoastGrand BoulevardGrand CrossingGrant ParkGreektownHegewischHermosaHumboldt ParkHyde ParkIrving ParkJackson ParkJefferson ParkKenwoodLake ViewLincoln ParkLincoln SquareLittle Italy, UICLittle VillageLogan SquareLoopLower West SideMagnificent MileMcKinley ParkMillennium ParkMontclareMorgan ParkMount GreenwoodMuseum CampusNear South SideNew CityNorth CenterNorth LawndaleNorth ParkNorwood ParkO'HareOaklandOld TownPortage ParkPrinters RowPullmanRiver NorthRiverdaleRogers ParkRoselandRush & DivisionSauganash, Forest GlenSheffield & DePaulSouth ChicagoSouth DeeringSouth ShoreStreetervilleUkrainian VillageUnited CenterUptownWashington HeightsWashington ParkWest ElsdonWest LawnWest LoopWest PullmanWest RidgeWest TownWicker ParkWoodlawnWrigleyvilleNew East SideViagra TriangleDearborn Park IDearborn Park IIFulton Market Innovation DistrictCabrini-GreenIllinois Medical DistrictBack of the YardsHeart of ChicagoRoscoe VillageLakeview EastRavenswood ManorGoose IslandArcadia TerraceBelmont GardensBelmont HeightsBelmont TerraceBeverly ViewBeverly WoodsBig OaksBowmanvilleBrynford ParkChrysler VillageClearing (East)Clearing (West)Cottage Grove HeightsDearborn HomesDouglas ParkEast BeverlyEast ChathamEast Hyde ParkEast PilsenEast Ukrainian VillageEden GreenEdgewater BeachEdgewater GlenFifth CityFord CityFulton River DistrictGraceland WestGroveland ParkHarbour Point EstatesHeart Of ItalyHollywood ParkHoman SquareIckes Praire HomesIda B. Wells / Darrow HomesIrving WoodsKelvin ParkLeClaire CourtsLithuanian PlazaLittle IndiaLondon TownLongwood ManorMagnolia GlenMargate ParkMarycrestMarynookMount Greenwood HeightsNear East SideNoble SquareNorwood Park EastNorwood Park WestOld Irving ParkOld Norwood ParkParkviewParkway GardensPill HillPrairie ShoresPrinceton ParkRanch TriangleRavenswood GardensRiver's EdgeRosemoorSauganash WoodsSchorsch Forest ViewSchorsch VillageSheffield NeighborsSleepy HollowSouth AustinSouth CommonsSouth East RavenswoodSouth EdgebrookSouth Old Irving ParkSouthport CorridorStateway GardensStony Island ParkTally's CornerThe BushThe Robert Taylor HomesTri-TaylorUnion RidgeUniversity Village / Little ItalyWest BeverlyWest ChesterfieldWest DePaulWest Lake ViewWest Loop GateWest Morgan ParkWest WoodlawnWinneconna ParkwayWrightwood Neighbors ✈Midway Airport

Map key

Official community area

Lake, rivers, roads (City data)

Smaller neighborhood (zoom in; the City says these lines are approximate)

Name not on the City list, drawn from streets or a community map (approximate)

Airport (position from FAA data)

Explore Chicago Neighborhoods: A to Z

Where these shapes come from.

Official community areas: City of Chicago Data Portal, “Boundaries - Community Areas” (dataset igwz-8jzy), last changed by the City on 2025-04-22. See the City’s data.

Smaller neighborhoods: City of Chicago Data Portal, “Neighborhoods_2012b (Boundaries - Neighborhoods)” (dataset y6yq-dbs2), last changed by the City on 2012-12-18. The City says: “Developed by the Office of Tourism. These boundaries are approximate and names are not official.” See the City’s data.

Shapes are simplified to draw fast on a phone, so borders are close but not exact. Use the City’s data for an exact line.

This site provides applications using data that has been modified for use from its original source, www.cityofchicago.org, the official website of the City of Chicago. The City of Chicago makes no claims as to the content, accuracy, timeliness, or completeness of any of the data provided at this site. The data provided at this site is subject to change at any time. It is understood that the data provided at this site is being used at one's own risk.

Names that are not on the City list. 102 names are drawn with gold dashes because the City’s list does not have them. 13 are hand-built from the streets or plans named in each place’s own note (tap the place to read it). 89 come from the border lines of the chicago.af neighborhood map (saved 2026-11-08; the file does not name an author). All of these borders are approximate.

Lake, rivers and streets: City of Chicago Data Portal, Hydro (dataset knfe-65pw) and Street Center Lines (table pr57-gg9e), read 2026-10-31. Airport positions: FAA data.

Partner Updates

Partner Updates

News and offers from local lenders, attorneys, inspectors and other home pros. Free to post, and Bilal reads every one before it shows.

No partner updates yet.

Partner Updates are free. No one pays, trades a favor, or gives anything to be posted here or to be placed higher; posts are shown newest first. Bilal reads and approves every post before it appears. Each post is the partner's own words, not advice or a promise from Bilal or Crosstown Realtors Inc. You are free to choose any lender, attorney, inspector or other provider, and please check any offer with the partner yourself.

Work With Bilal

Tell Bilal what you are looking for

Buying, selling, renting or investing in Chicago: send a few details and Bilal will reach out. Nothing here asks you to sign up to look around the rest of the site.

Only your name, email and phone are needed. The areas box is yours to fill in, in your own words.

Quick intake

See the Privacy Policy.

Other Works

Other Works

Besides real estate, these are Bilal’s own projects and the family businesses he can introduce you to. Ask Bilal about any of them.

Live now

Live website

Dreams

A free website that helps you test a business idea before you spend money on it.

Read more

Dreams is a website for people with a business idea. It walks you through checking the idea step by step, so you find out early whether people really want it. It also has a "what NOT to build" list, which keeps your first version small. It is live today.

What you get

  • Exercises that test whether real people want your idea.
  • A stress test that finds the weak spots in an idea.
  • Ready-made starting plans for a simple online app or shop.
  • A cost check: what it costs to win a customer, against what that customer is worth.

How it works

  • You answer questions one step at a time.
  • The hard questions come first, before you spend money.
  • You finish with a plan for the smallest first version.

Good to know

  • The same ideas and design are used to build Belvi's other tools.
Running

TourMon: Poké Tours

A private city tour in a glass-roof electric car, made for families and game players.

Read more

TourMon is a private sightseeing trip through downtown Chicago. A driver takes your group in an electric car with a glass roof. The stops can include spots for mobile-game raids.

What you get

  • A private driver, so the car is for your group only.
  • A glass roof for views of the buildings and landmarks.
  • Stops planned around mobile-game raids.
  • Fast Wi-Fi and phone charging on board.
  • Screens in the car that follow the route.

Parking

  • Reserved downtown garage parking for up to 12 hours can be added at a lower rate.

Who it is for

  • Families visiting Chicago.
  • Game players who want to raid and sightsee in one trip.

Hameed Consulting Group

Family directory

The HCG referral list

One place to be introduced to a trusted family professional.

Read more

Hameed Consulting Group is a personal list of trusted professionals in the family. Instead of searching for a stranger, you ask Bilal, and he introduces you to someone who does the work.

Six kinds of work

  • Real estate.
  • Notary and loan signings.
  • Home repair and building.
  • Computer systems, cloud and AI.
  • Wholesale goods.
  • Event visits from Chai, the family's calm, gentle poodle.

How it works

  • You ask Bilal. He is the one point of contact.
  • He introduces you to the right person for the job.
  • Every name on the list is someone the family knows.
Home repair

Chai Time Repair

Repairs and remodeling from a family with about 40 years in the trade.

Read more

Chai Time Repair is backed by RRHOMEFIX, the family contracting firm. It has about 40 years of work behind it, from small fixes to whole-home remodels.

What it does

  • Plumbing and electrical work.
  • Carpentry, drywall and custom cabinets.
  • Full remodels and interior build-outs.

Good to know

  • Quick help when something breaks, and a final fix-it list to finish a job.
  • Pre-built, low-mess build-outs for shops and offices, so a condo board is not left waiting on construction delays.
  • Ongoing upkeep for people who manage buildings with many units.
Event visits

Chai Time Comfort

Chai, a calm and gentle Golden Toy Poodle, can visit your event to lift everyone's mood.

Read more

Chai is a Golden Toy Poodle. A visit from Chai is meant to calm nerves and get people talking.

Where Chai visits

  • Company workshops and conferences.
  • University events and wellness days.
  • Tech hackathons.
  • Welcome lounges.

How it works

  • Chai is calm, trained and gentle, even in busy city crowds.
  • Visits can be a half day, a full day or several days.
  • People relax, start conversations and meet each other.
IT and AI

Hameed IT Concierge

Computer systems, cloud and AI work for businesses.

Read more

Hameed IT Concierge builds and looks after technology for businesses. Bilal has worked in this field since 2017. It also keeps Belvi running.

What it does

  • AI that learns from data, and AI helpers that run on your own computers.
  • Servers, cloud moves and systems that stay up.
  • Camera and sensor systems that detect things on their own.
  • Watching over security and keeping things running.

Track record

  • Presented at Huawei's international conference in 2018.
  • Built automatic detection systems for large downtown parking garages.
Being tested

Hameed Wholesale

Wholesale goods, plus a tool that turns text-message price lists into an online catalog.

Read more

The family has sold general merchandise wholesale for about 15 years. Bilal studied information and decision sciences at UIC, with a focus on supply chains. The new catalog tool is in testing now.

What the tool does

  • A supplier texts a price list or sends a spreadsheet.
  • AI reads it and builds a live web catalog.
  • The catalog shows price tiers, so bigger orders cost less each.
  • A shop can order straight from the catalog.

Mini-stores

  • A local wholesaler can open its own branded online store.
  • Many stores run on one system, each with its own look.
Past work

The RFP robot (2018)

Software Bilal led in 2018 that cut weeks of bid paperwork down to minutes.

Read more

Companies that sell to governments and big organizations must answer long request-for-proposal documents. In 2018 Bilal was the technical lead on a program that did most of that work by itself. It took about 3 weeks of bid paperwork down to under 5 minutes.

What it did

  • Read a big list of requests and opened the PDF behind each one.
  • Pulled out the technical needs from the PDF.
  • Collected product details and pictures from a network-equipment website.
  • Used machine learning to match the best products to each request.

The result

  • It built the bid and filled in the sales system on its own.
  • It sent its emails on its own.
  • The team could answer far more bids in the same time.

Plans and tests

Still in testing

Prop Firm Auto-Trader

An automated trading program for prop-firm futures and crypto (including crypto futures), built by Bilal. Still in testing.

Read more

This is an automated trading program Bilal is building for prop-firm futures, and for crypto and crypto futures. It places a trade only when its rules say so. Prop firms are companies that let people trade with the firm's money after passing a skills test. It is still in testing.

What it does

  • It follows a set of rules about price, trend and time of day.
  • When the rules say so, it places the trade by itself. Nobody clicks.
  • It runs only during set hours.

Safety rules built in

  • Every trade has a stop that gets out if it goes wrong.
  • It stops for the day after a set win or a set loss.
  • It closes every trade before the market day ends.

Where it stands

  • Still in testing.
  • The pictures are tests on past prices, not live results.

Please know

  • A backtest is a replay. Real trading has fees, delays and surprises that a replay can miss.
  • Past results are not a promise of future results. Trading futures can lose money.
  • This is not investment advice, and it is not an offer to trade anyone's money.
Live business plan

Threads

Bilal's clothing label: heavyweight tees with a hidden six-word message.

Read more

Threads is a T-shirt brand from Chicago. Each shirt has six words on the front, and their first letters spell one name down the chest. The name is printed on the back like a sports jersey. It is not on sale yet.

What is on a shirt

  • Front: six words, with the first letter of each in gold.
  • Back: one name across the shoulders, like a team jersey.
  • Three colors: black, forest green and bone.

How it is made

  • A design studio turns each phrase into a print-ready file.
  • An art tool turns Bilal's own sketches into finished ink or pencil drawings.
  • Each order waits for Bilal to approve it before anything is printed.

Where it is now

  • The website is built and being tested.
  • Nothing is for sale yet.

28% Rule Calculator

A rule of thumb: keep your whole housing payment under about 28% of your monthly income. Type your own numbers. Nothing you type leaves this page.

The rule is usually told with gross pay.
Starting box, change it.
Starting box, change it.
Ask a lender for today's rate. Belvi does not guess one.
From the listing or the Cook County tax bill.
Condos and townhomes.
Only used when the down payment is under 20%.
Safe monthly payment (28%)
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Price that fits
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A rule of thumb to start a conversation, not a lender's decision. General information, not financial advice. Your lender decides what you can borrow. The Chicago transfer tax rate is from chicago.gov.

Typical Timeline: the usual order of an Illinois closing

There is no fixed 45-day rule in Illinois. The dates in your signed contract decide.

This is the usual order of things. "Confirmed" means we checked it against a public source (linked under each step). "Check your contract" means the number comes from the contract itself and can change.

  1. Before the contract: the seller's disclosure report

    ConfirmedBefore the contract is signed

    Illinois sellers must hand over the disclosure report (765 ILCS 77/35) before the contract is signed. Read it before you sign. It asks about things like flooding.

  2. Contract accepted

    Check your contractDay 0 for every clock below

    The day both sides have signed is the "acceptance" date. The clocks below count from dates written in your signed contract, not from a fixed calendar.

  3. Attorney review

    Check your contractOften 5 business days

    On the standard Multi-Board 8.0 contract, the lawyers usually get 5 business days to review. That period comes from the contract, not from a state law, and a contract can change it. Check your contract.

  4. Home inspection

    Check your contractOften 5 business days, at the same time

    The inspection notice window is usually also 5 business days from acceptance and runs at the same time as attorney review. Check your contract for the real number.

  5. Condo only: the Section 22.1 papers

    Confirmed10 business days after your written request

    In a condo, ask the association in writing for its papers (dues, reserves, planned spending). The association must answer within 10 business days. The fee is capped at a $375 base amount that is adjusted each year, plus up to $100 for a 72-hour rush.

  6. Mortgage commitment

    Check your contractThe date written in the contract

    If you are using a loan, the date your lender must commit is written in the contract. Put it on your calendar the day you sign.

  7. Chicago water bill clearance

    ConfirmedBefore the deed is recorded

    The City of Chicago wants a Full Payment Certificate (FPC) before a deed can be recorded. Old water bills can hold up a closing, so ask for it early.

  8. Transfer taxes and the state declaration

    ConfirmedAt closing

    In Chicago the buyer pays the City transfer tax: $3.75 per $500 of price (about $7.50 per $1,000). The seller pays the State tax ($0.50 per $500), the Cook County tax ($0.25 per $500) and the CTA tax ($1.50 per $500). Other towns set their own rates. The Illinois transfer declaration (PTAX-203, "MyDec") is filed for the deed.

  9. Closing

    Check your contractThe date written in the contract

    The deed is signed and recorded and you get the keys. Ask your attorney and the title company exactly what to bring.

General information, not legal advice. Ask your Illinois real estate attorney about your own contract.